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Card Services

Report a Lost or Stolen Card & After Hours Card Support 

If you need to report a lost or stolen debit card or file a dispute please call (830) 278-6231. To report a lost or stolen debit card or file a dispute after hours please call (844) 202-5070 and follow the voice response options.

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Debit Card Transaction Dispute

To file a dispute on any ATM or Check Card purchase, please call Account Services at (830) 278-6231. A customer service representative will connect you with our Cardholder Services Department. If you need to file a dispute after hours please call (844) 202-5070 and follow the voice response options. Once you are connected to our Cardholder Services Department you will give a description of the transaction(s) and the reason for the dispute. A specialist will gather this information and input it into a card holder statement. This statement and instructions will be sent to you in the mail. Follow the instructions and return the statement to Cardholder Services. Provisional Credit will be issued to your account during the time period of investigation. Determining the results of investigation will determine whether the provisional credit will be determined as final credit or revoked. You will receive a letter notifying you of the results of the investigated dispute.

Notes:

  • Disputes can be reported for transactions that are no older than 60 days from the most recent account statement.
  • It may take up to 10 days for provisional credit to be posted to your account.
  • Disputes may take up to 90 days to investigate.
  • Provide a thorough description of the reason for the dispute and any other documentation you may have to help the Cardholder Services department investigate your dispute.
  • Return all documentation as quickly as possible or provisional credit could be removed.
  • If you have any problems filing a dispute, please contact account services at 830-278-6231

Premium Text Fraud Notification

How It Works

Stay ahead of potential fraud with our Premium Text Fraud Notification service. When our system detects suspicious activity on your card, you'll receive a text message detailing the transaction. Simply reply to confirm if the transaction is legitimate. If you identify it as fraud, you'll get a follow-up message with a number to call for further assistance. If the transaction is legitimate, you're good to go, and the system will mark it as such—it's that easy!

Getting Started

If we have your cell phone number on file, you'll automatically receive text alerts for any suspicious activity on your account. To verify or update your mobile number, or for more information, please contact Account Services at (830) 278-6231.

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