Mortgage Loans

Find the Right Home Loan

When you're looking for a new home, you may take a lot of time searching for the perfect option. Maybe you're looking for your first home, or maybe you want to build your dream home from the ground up. Whatever your goals, it's important to work with a mortgage lender you can trust. That's where the expert lending team at First State Bank of Uvalde comes in. Our lenders are with you every step of the way through the mortgage lending process from pre-approval to closing. We know the local markets and real estate agents. Most importantly, when you choose to work with us, you know that all decisions related to your loan are made by our lenders in our offices. Contact a member of our lending team or start your online mortgage application to get the process started.

NMLS# 715797
Contact Our Lenders Online Mortgage Application

Your Home Loan Options at First State Bank of Uvalde

Mortgage Product	What to Know About this Loan
Fixed-Rate Mortgages	Offers a consistent interest rate and monthly payments over the life of the loan. Ideal for long-term stability.
Adjustable-Rate Mortgages	Features an interest rate that may change periodically based on the market. Initial rates are often lower than fixed-rate loans.
Purchase Money Loans	Used to finance the purchase of a new home. Typically involves a down payment and a mortgage to cover the remaining cost.
Mortgage Loan Refinance	Allows you to replace your existing mortgage with a new one, potentially with better terms or a lower interest rate.
Construction Loans	Provides funding for building a new home. Typically short-term loans that cover construction costs.
Construction to Permanent Loans	Combines construction financing and mortgage financing into one loan. Converts to a permanent mortgage once construction is complete.
Lot Loans	Used to finance the purchase of a vacant lot where you plan to build a home in the future. Lot loans